To be eligible for a loan, you should have a minimum monthly salary of ₹15,000. This ensures that you have the financial capacity to manage loan repayments comfortably.

As a salaried applicant, you’ll need to provide:

• Identity Proof: PAN Card
• Address Proof: Aadhaar Card, Passport, or Utility Bills
• Income Proof: Recent salary slips and bank statements

These documents help us verify your identity, residence, and financial stability.

Eligible salaried individuals can apply for loans ranging from ₹50,000 to ₹5,00,000. The exact amount approved depends on factors like your income, credit history, and current financial obligations.

A CIBIL score of 700 or above is generally preferred for loan approval. However, we also consider applications with lower scores by evaluating other aspects of your financial profile.

Once your application is approved and documentation is verified, the loan amount is typically disbursed to your bank account within 24 to 48 hours.

1. Online Application: Visit our website and fill out the application form with your personal and financial details.
2. Document Submission: Upload the required documents for verification.
3. Approval & Disbursal: Upon successful verification, you’ll receive the loan agreement. Once accepted, the funds will be transferred to your bank account.

In most cases, our process is entirely digital, and physical verification isn’t necessary. However, in certain situations, we might require a brief in-person verification to ensure all details are accurate.

Yes, you can apply for an additional loan. Approval will depend on your current income, existing loan repayments, and overall creditworthiness.

Timely repayment is crucial. Missing a payment may result in late fees and can negatively impact your credit score. If you’re facing financial difficulties, it’s advisable to contact our support team promptly to discuss possible solutions.

We offer the flexibility to prepay your loan without any additional charges. Early repayment can help you save on interest costs.

Our personal loans come with flexible repayment tenures ranging from 12 to 60 months, allowing you to choose a plan that best fits your financial situation.

Interest rates are determined based on factors such as your credit score, income, loan amount, and tenure. A higher credit score and stable income can help you secure more favorable rates.